Financial Options

We help make it affordable

Insurance Friendly

We are preferred providers for many dental PPO plans. We will provide a complimentary benefits check and submit claims and paperwork for plans we are in-network with.

Payment Plans

Interest-free payment plans are available when significant work is needed. Make payments over 4-6 months, no-interest, using automatic debit.

Membership Plan

No Insurance? No Problem! Our in-house Oaktown Smiles Membership plan offers 30-50% off comprehensive dental services. No deductible, no annual maximum, or no hidden fees. More Details.


Insurance Friendly

Oaktown Dental accepts many PPO plans as we are preferred providers and in-network with over 13 major insurance providers. Unsure about what your plan covers? We will provide a complimentary benefits check and handle all the insurance paperwork to insure your benefits are maximized.

We do not currently accept any HMO or DHMO plans, however have other options to make your dental care affordable.

Insurances Welcomed

  • Delta Dental PPO / Premier

  • Cigna

  • Aetna PPO

  • Anthem Blue Cross

  • MetLife

  • Assurant

  • Guardian

  • Humana

  • and most PPO Dental plans!

Easy Payment Plans: 4 or 6 Month Plans

Our practice is pleased to present flexible in-house payment plans as well as through Lending Point. Our in house plans are simple, automatic payments set up over 4 or 6 months to help reduce the burden of cost. If a longer payment term is needed, we also accept Lending Point Payment Solutions.

Lending Point offers:

  • Plans with low fixed rates & low monthly payments that never change over the life of the loan

  • Patient-friendly,True No-Interest Plans with no retroactive interest

  • Plans from 12-60 months

  • No prepayment penalty

Check My Options

(Checking options won’t impact credit)

Oaktown Smiles Membership Plan

Our in-house Membership plan is perfect if you don’t have dental insurance. Our Membership Plan offers 30-50% off average treatment fees in the Oakland area. The Oaktown Smiles Membership plan has no minimums, no maximums, and no deductibles. Your Membership includes all of your regular preventive care: Two 6-month check-ups including exam, basic cleaning, and digital x-rays, plus any emergency exams.





Exam, Cleaning, X-rays (6 mo checkups) $0 $342
Deep Cleaning (per quadrant) $172 $299
3-Surface Filling $204 $291
Tooth Extraction $142 $203
White Crown $908 $1,297
Denture $1,394 $1,990



Committed to Exceptional Dental Care

We Offer A Diverse Range of Dental Service

Zahid H. Ahmed, DDS, FICOI, FAGD

Dr. Zahid Ahmed combines current advances in dentistry with holistic health to bring patients the best possible dental care. His goal is to provide patients with personalized service, creating lasting relationships based on trust and expertise.

Dr. Ahmed received his DDS from the University of Michigan School of Dentistry. He has worked as an Assistant Clinical Professor at UCSF and maintains a position as Clinical Instructor at Stanford University. He is recognized as a Fellow in both the Academy of General Dentistry (FAGD) and the International Congress of Oral Implantologists (FICOI). He believes continuous learning in dentistry allows him to stay current, and provide the best possible dental care for his patients.

Book Your First Visit


Contact Details
Book Online
Send Message